Arkansas: Start Here
Beginner guide for Arkansas—Marketplace on HealthCare.gov, state external review, PA transparency law, and what to open next.
Read guideState playbook
Arkansas
State insurers, legislation, and appeal resources for patients and advocates in Arkansas.
4 guides
Arkansas Prior Authorization Law
2- and 1-business-day PA deadlines, deemed approval, oncology appeals, and emergency protections.
Read guideArkansas Health Insurance Appeals and Grievances
Rule 76 internal appeals—30/60-day decisions, exhaustion if the plan is late, and path to external review.
Read guideArkansas External Review
Insurance Department IRO review—four-month filing, up to 45-day standard review, 72-hour expedited review.
Read guidePrior auth & internal appeals
Match the plan on the member ID card. Use the denial letter for where to file appeals.
- Arkansas Blue Cross Blue Shield (USAble)
- Ambetter / Celtic (Arkansas Marketplace)
- QualChoice / QCA Health Plan
- Health Advantage
- UnitedHealthcare
- Arkansas DHS (Medicaid / ARHOME)
External appeals
After internal appeal, for eligible Arkansas fully insured plans only.
- Arkansas Insurance Department — External Review
- Federal Marketplace (ACA plans)