Indiana: Start Here
Who regulates your plan (IDOI vs DOL), what changes by plan type, and which Indiana guides to open next.
Read guideState playbook
Indiana
State insurers, legislation, and appeal resources for patients and advocates in Indiana.
4 guides
Indiana Prior Authorization Law
State deadlines, peer-to-peer rules, and emergency protections for plans subject to Indiana’s prior auth statute.
Read guideIndiana Health Insurance Appeals and Grievances
Grievance vs. appeal, Indiana timelines and statutes, filing deadlines by plan type, and external review.
Read guideIndiana External Review
When independent review applies, 120-day filing window, standard vs expedited timelines, and self-funded exceptions.
Read guidePrior auth & internal appeals
Match the plan on the member ID card. Use the denial letter for where to file appeals.
- Anthem Blue Cross and Blue Shield
- Ambetter (Coordinated Care / MHS Indiana)
- CareSource Indiana
- Cigna
- UnitedHealthcare
- Aetna
Often off Indiana Marketplace in 2026; common on employer plans
- Humana
- MHS Indiana (Medicaid & Ambetter)
- Molina Healthcare
- IU Health Plans / PHPNI
- Indiana Medicaid (fee-for-service / IHCP)
External appeals
After internal appeal, for eligible Indiana fully insured plans only.
- Indiana Department of Insurance
- Federal Marketplace (ACA plans)